CLIENT GUIDE

Payment of foreign invoices

We process payments of foreign invoices in foreign currency through a Russian company with full document preparation.

Required documents

For individuals:

1. Passport (main page and registration page).
2. Invoice to be paid.
3. Contract (if available).

For legal entities:

1. Company profile with details:
   • full name;
   • registration number;
   • legal address;
   • phone;
   • email;
   • banking details (current account, correspondent account or IBAN).
2. Incorporation documents:
   • certificate of registration;
   • tax ID certificate;
   • license (if applicable).
3. Power of attorney (if the contract is signed by an authorised representative).
4. Invoice to be paid.

Workflow

1. You submit the required documents and the invoice.
2. We assess whether the payment is feasible and calculate the cost of the service.
3. We agree on the terms of the deal and lock the exchange rate.
4. We prepare the agency agreement and the invoice for payment.
5. Once funds arrive on our settlement account, we pay the invoice in foreign currency.
6. Upon completion, we provide the agent's report and the closing documents.

Terms and timing

The commission is calculated on an individual basis.

The exchange rate is locked at the moment the invoice is issued.

The invoice is valid for 3 hours. If payment is not received within this period, the amount is recalculated at the current rate.

Once funds arrive on our settlement account, the invoice is paid within 1–2 business days.

Important information

Payment must be made by the same individual or company named in the documents.

The payment must be made as a single transfer strictly matching the invoice.

The following are not allowed:

• overpayment;
• underpayment;
• splitting the payment into several transactions.

If these conditions are breached, a refund may be required. The bank's commission for the refund is 1.5% of the refunded amount.

For individuals

Goods paid for under the invoice must be imported into the territory of the Russian Federation and registered to the payer named in the contract.

After the goods are imported, the bank may request documents confirming that the goods have arrived on the territory of the Russian Federation.